:root {
  --navy: #203a56;
  --blue: #365a7a;
  --blue-soft: #dceaf4;
  --ice: #eaf2f8;
  --paper: #f6f9fc;
  --ink: #1d2a38;
  --muted: #586878;
  --berry: #a64d68;
  --white: #ffffff;
  --border: #c9d9e6;
  --shadow: 0 18px 48px rgba(32, 58, 86, 0.12);
  --radius: 1.25rem;
  --container: 74rem;
}

*, *::before, *::after { box-sizing: border-box; }
html { color-scheme: light; scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 1.0625rem; line-height: 1.68; }
img { display: block; max-width: 100%; height: auto; }
a { color: var(--blue); text-underline-offset: 0.18em; }
a:hover { color: var(--berry); }
h1, h2, h3 { color: var(--navy); font-family: "Trebuchet MS", system-ui, sans-serif; line-height: 1.13; text-wrap: balance; }
h1 { margin: 0 0 1.25rem; font-size: clamp(2.55rem, 7vw, 4.75rem); letter-spacing: -0.035em; }
h2 { margin: 2.4rem 0 1rem; font-size: clamp(1.8rem, 4vw, 2.65rem); }
h3 { margin: 1.75rem 0 0.7rem; font-size: 1.35rem; }
p, li { max-width: 72ch; }
.container { width: min(calc(100% - 2rem), var(--container)); margin-inline: auto; }
.reading { max-width: 49rem; }
.section { padding-block: clamp(3.5rem, 8vw, 6.5rem); }
.skip-link { position: fixed; z-index: 100; left: 1rem; top: 1rem; padding: 0.8rem 1rem; background: var(--navy); color: var(--white); transform: translateY(-200%); }
.skip-link:focus { transform: translateY(0); }
:focus-visible { outline: 3px solid var(--berry); outline-offset: 3px; }
.site-header { position: sticky; z-index: 50; top: 0; background: rgba(246, 249, 252, 0.97); border-bottom: 1px solid var(--border); }
.header-row { display: flex; min-height: 5.75rem; align-items: center; gap: 1.25rem; }
.brand-link { flex: 0 0 auto; }
.brand-link img { width: 11.5rem; }
.desktop-nav { display: flex; align-items: center; gap: 1.2rem; margin-left: auto; }
.desktop-nav a, .login-link { color: var(--navy); font-weight: 700; text-decoration: none; }
.desktop-nav a[aria-current="page"] { color: var(--berry); }
.account-links { display: flex; align-items: center; gap: 0.8rem; }
.mobile-menu { display: none; margin-left: auto; }
.mobile-menu summary { cursor: pointer; color: var(--navy); font-weight: 800; }
.mobile-menu nav { position: absolute; inset: 5.75rem 1rem auto; display: grid; gap: 0.35rem; padding: 1rem; background: var(--white); border: 1px solid var(--border); border-radius: 1rem; box-shadow: var(--shadow); }
.mobile-menu nav a { min-height: 2.75rem; padding: 0.55rem; font-weight: 700; text-decoration: none; }
.button { display: inline-flex; min-height: 3rem; align-items: center; justify-content: center; padding: 0.8rem 1.2rem; color: var(--white); background: var(--blue); border: 2px solid var(--blue); border-radius: 0.875rem; font-weight: 800; text-decoration: none; transition: background 160ms ease, transform 160ms ease; }
.button:hover { color: var(--white); background: var(--navy); border-color: var(--navy); transform: translateY(-1px); }
.button-small { min-height: 2.75rem; padding: 0.65rem 0.9rem; font-size: 0.92rem; }
.button-secondary { color: var(--blue); background: var(--white); }
.text-link { display: block; margin-top: 1rem; font-weight: 750; }
.eyebrow { margin: 0 0 0.65rem; color: var(--berry); font-size: 0.82rem; font-weight: 850; letter-spacing: 0.12em; text-transform: uppercase; }
.hero { padding-block: clamp(3.5rem, 8vw, 7rem); background: linear-gradient(145deg, var(--paper), var(--ice)); overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.04fr 0.96fr; align-items: center; gap: clamp(2rem, 5vw, 5rem); }
.hero-copy > p:not(.eyebrow) { font-size: clamp(1.1rem, 2vw, 1.3rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.8rem; margin-top: 1.75rem; }
.hero-image { padding: 1rem; background: var(--white); border: 1px solid var(--border); border-radius: 2rem; box-shadow: var(--shadow); transform: rotate(1.2deg); }
.hero-image img { width: 100%; border-radius: 1.3rem; object-fit: contain; }
.assurance-list { display: flex; flex-wrap: wrap; gap: 0.65rem; padding: 0; margin: 1.6rem 0 0; list-style: none; }
.assurance-list li { padding: 0.4rem 0.7rem; background: var(--white); border: 1px solid var(--border); border-radius: 999px; font-size: 0.9rem; font-weight: 700; }
.breadcrumb { padding-block: 1rem; background: var(--white); border-bottom: 1px solid var(--border); }
.breadcrumb ol { display: flex; flex-wrap: wrap; gap: 0.5rem; width: min(calc(100% - 2rem), var(--container)); margin: auto; padding: 0; list-style: none; }
.breadcrumb li + li::before { content: "/"; padding-right: 0.5rem; color: var(--muted); }
.breadcrumb a { font-weight: 700; }
.article-hero { padding-block: 4.2rem 3rem; background: var(--ice); }
.article-hero .reading { margin-inline: auto; }
.article-hero p:last-child { font-size: 1.2rem; }
.answer-box { margin: 2rem 0; padding: 1.35rem; background: var(--white); border-left: 5px solid var(--berry); border-radius: 0 var(--radius) var(--radius) 0; box-shadow: 0 8px 24px rgba(32, 58, 86, 0.08); }
.article-body { padding-block: 3.5rem; }
.article-body > .reading { margin-inline: auto; }
.article-body section { margin-bottom: 2.8rem; }
.article-body li + li { margin-top: 0.55rem; }
.card-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.15rem; }
.card { display: flex; flex-direction: column; padding: 1.4rem; color: var(--ink); background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); box-shadow: 0 8px 26px rgba(32, 58, 86, 0.07); text-decoration: none; }
.card:hover { color: var(--ink); border-color: var(--berry); }
.card h3 { margin-top: 0; }
.card p { margin-bottom: 0; }
.soft-section { background: var(--ice); }
.photo-band { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; }
.photo-band figure { margin: 0; padding: 0.7rem; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); }
.photo-band img { width: 100%; aspect-ratio: 3 / 2; object-fit: contain; background: var(--ice); border-radius: 0.8rem; }
.photo-band figcaption { padding: 0.65rem 0.3rem 0.2rem; color: var(--muted); font-size: 0.86rem; }
.faq { background: var(--ice); }
.faq .reading { margin-inline: auto; }
.faq details { padding: 1rem 0; border-bottom: 1px solid var(--border); }
.faq summary { cursor: pointer; color: var(--navy); font-weight: 800; }
.faq details p { margin-bottom: 0; }
.final-cta { text-align: center; color: var(--white); background: var(--navy); }
.final-cta h2, .final-cta a { color: var(--white); }
.final-cta .reading { margin-inline: auto; }
.final-cta p { margin-inline: auto; }
.final-cta .button { background: var(--berry); border-color: var(--berry); }
.site-footer { padding-top: 3.5rem; background: #152b40; color: #dceaf4; }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(4, 1fr); gap: 2rem; }
.site-footer h2 { margin-top: 0; color: var(--white); font-size: 1rem; }
.site-footer ul { padding: 0; margin: 0; list-style: none; }
.site-footer li + li { margin-top: 0.45rem; }
.site-footer a { color: #dceaf4; }
.footer-logo { width: 11rem; padding: 0.5rem; background: var(--paper); border-radius: 0.75rem; }
.footer-bottom { display: flex; justify-content: space-between; gap: 2rem; margin-top: 3rem; padding-block: 1.4rem; border-top: 1px solid rgba(255,255,255,0.18); font-size: 0.875rem; }

@media (max-width: 1020px) {
  .desktop-nav, .account-links { display: none; }
  .mobile-menu { display: block; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-image { max-width: 42rem; transform: none; }
  .card-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 620px) {
  body { font-size: 1rem; }
  .header-row { min-height: 4.8rem; }
  .brand-link img { width: 9rem; }
  .mobile-menu nav { top: 4.8rem; }
  .hero-actions { display: grid; }
  .card-grid, .photo-band, .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { display: block; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0.001ms !important; }
}